The proportion of banks that would like to grant more loans fell from 61% to 14% compared to the previous year. In addition, 67% of banks are planning to grant fewer loans than before. This is according to the \"EY Credit Market Study\" by the auditing firm Ernst & Young GmbH.<\/p>\n
Entrepreneurs and private individuals must also expect to be denied credit more often. This is because 76% of the credit managers surveyed announced increased checks within the next twelve months and 43% of the credit managers surveyed expect more loan applications to be rejected.<\/p>\n
New customers must also be prepared for rising ancillary credit costs such as interest and processing fees - 64% of the credit managers surveyed stated that this will be the case with their banks. A total of 120 credit managers from banks and savings banks were surveyed for the EY credit market study. The full study can be accessed free of charge at ey.com.<\/p>\n
Source and further information: ey.com
\n \u00a9 Fotolia<\/p>","protected":false},"excerpt":{"rendered":"
Der Anteil der Banken, die mehr Kredite vergeben m\u00f6chten, sank im Vergleich zum Vorjahr von 61 auf 14 Prozent. Au\u00dferdem planen 67 Prozent der Banken, weniger Kredite zu vergeben als zuvor. Das geht aus der \u201eEY Kreditmarktstudie\u201c der Wirtschaftspr\u00fcfungsgesellschaft Ernst & Young GmbH hervor. Auch m\u00fcssen Unternehmer sowie Privatpersonen h\u00e4ufiger damit rechnen, keinen Kredit mehr […]<\/p>","protected":false},"author":2,"featured_media":9570,"comment_status":"","ping_status":"","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[57],"tags":[],"class_list":["post-9568","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-marktdaten"],"yoast_head":"\n